About company

XPAY Group LLC is an innovative young company that is engaged in research and development of new technological and financial products. In 2018, the company passed the audit of the National Bank of Ukraine and is the official operator of the payment infrastructure according to the Register of Settlement Systems.


XPAY is an electronic money system in which each user can open their own electronic wallet, which is an alternative to a payment card and accordingly opens up access to a wide range of financial transactions. In particular, each operation in our system is carried out in accordance with the Rules of the National Bank of Ukraine, which guarantee security and protection for users.


The mission of our brand is to provide the access of a wide range of users to a convenient and at the same time simple interface that allows you to carry out financial transactions within a single application, and to be a leader in the number of transactions performed.

Legal aspects

XPAY system is registered by NBU as an operator of payment infrastructure services

XPAY – a multi-issue system that provides the user with the
choice of issuer

Has permission to conduct transactions with electronic money and transfer funds

Technical aspects

Microservice architecture of the complex

Mobile apps for iOS and Android

Protecting the integrity of financial information

Preprocessing

One transaction gives an unlimited number of operations

Flexible and wide API

Company path

July 2017

Established “XPAY GROUP” LLC

September 2017

It signed an agreement with JSC "Bank Sich", which became the first bank issuer of electronic money XPAY

March 2018

The National Bank of Ukraine has agreed on the rules for using electronic money XPAY

October 2019

Apply for registration of the rules of electronic money XPAY ABK "Industrialbank" which will be the second issuer bank

August 2017

XPAY team started developing its own technical complex

November 2017

XPAY team starts developing mobile applications for iOS and Android

July 2019

XPAY GROUP LLC is registered by NBU as an operator of payment infrastructure services

July 2017

Established “XPAY GROUP” LLC

August 2017

XPAY team started developing its own technical complex

September 2017

It signed an agreement with JSC "Bank Sich", which became the first bank issuer of electronic money XPAY

November 2017

XPAY team starts developing mobile applications for iOS and Android

March 2018

The National Bank of Ukraine has agreed on the rules for using electronic money XPAY

July 2019

XPAY GROUP LLC is registered by NBU as an operator of payment infrastructure services

October 2019

Apply for registration of the rules of electronic money XPAY ABK "Industrialbank" which will be the second issuer bank

The history of XPAY Group LLC began in June 2017 with the idea of ​​promoting the use of electronic money in Ukraine. In a short time, the idea has gathered a circle of like-minded people and the work began to introduce their own technical complex and development of mobile applications for IOS and Android platforms. Already in September 2017, the first issuing bank, Bank Sich Bank, joined the system.


The starting point for the implementation of marketing policy and further product development was the approval by the National Bank of Ukraine of the XPAY Electronic Money Use Rules in March 2018. Today, XPAY Group LLC is gaining popularity with both private and business users and is continuing to grow. Upcoming user plans include the introduction of new useful features that will make the XPAY product versatile for users of all levels and needs.

Would you like to become our partner?

We cooperate with both market leaders and companies that are just starting their way and are always happy to partner

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